When purchasing a home, you will often require a survey, this is to confirm with you lender/bank that the property you are purchasing meets the value of the price you are paying for it. This gives the bank protection as the loan is equivalent to the properties value less the 5%-25% of your deposit. Here […]
Survey concerns and what they mean Read More »
If you are looking to get yourself on the property ladder as many other people are, or perhaps you just want to put some money aside, we have you covered. Open a high interest current account/savings account Switch to a more affordable energy provider Turn thermostat to between 18°C and 21°C Draught proof windows &
How to save in the middle of a cost of living crisis Read More »
Rent is still at an all time high and the cost of living crisis continues to put pressure on families; will this continue and what impact will it have on future rent? Rental inflation has slowed to 11.1%, from a high of 12.3% in mid-2022 A strong labour market and record immigration drove demand in
What is going on with the rental market? Read More »
With higher mortgage rates and increased cost of living pressures many households will find this budget focuses on encouraging the economy and jobs. The Spring budget only had a few things affecting the housing market. Stamp duty is remains unchanged and we expect this to be the case until 2025. Landlords now have a lower
Spring budget, how does this affect you? Read More »
The government recently discontinued their help to buy scheme that allowed first time buyers to purchase a home with 5% deposit, however not all is lost as other schemes have come it’s absence. Shared ownership: if you cannot afford the entire deposit for a home, it can be possible to attain ownership between 10%-75%, you
What help to buy options are there? Read More »
New build homes save homeowners more than £3000 a year on energy bills, whilst upgrading an older home to the same standard can be very expensive. Around 85% of new build houses and flats have an Energy Performance Certificate rating of A or B, compared with just 4% of existing older homes More than half
New build or upgrade your existing home? Read More »
With many people throughout the UK still struggling through the global cost of living crisis. The government is still offering further support and advice to help you get through this. Cost of living payments: aimed to help those on low income, benefits or tax credits. Energy saving advice: these small changes can add up throughout
Help for Households – What is available to you right now! Read More »
If you’re buying on a budget or looking to sell, these are the a few things to look out for. Flats are proving the most affordable as they have not been subject to the same price hikes as houses Towns near big cities with good commuter links are proving to be an excellent choice Sales
The best places to buy to beat the increased interest rates Read More »
More than one in five people now rent in the private sector, while the number of those who own a home has fallen, according to the latest Housing Census. The number of people renting a home in the private sector in England and Wales has jumped by 28% during the past 10 years A third
People renting increases by 28%, whilst fewer homes are available for rent Read More »
With the government reassessing the help to buy schemes available, with a view to bring new opportunities allowing people to own their home. Whilst waiting on the government Fairview homes have come up with a solution to help first time buyers get onto the property ladder and this makes perfect business sense in a market
Save to Buy; what if your rent became your deposit? Read More »
The best of Business news, in your inbox.
