The ‘cost of living crisis’ refers to the fall in incomes that the UK has experienced since late 2021. What is the cost of living crisis? The ‘cost of living crisis’ refers to the fall in disposable incomes (that is, adjusted for inflation and after taxes and benefits) that the UK has experienced since late […]
In the fight against rising insterest rates a popular method has always been to make mortgage overpayments. This helps homeowners reduce the amount they owe, pay less interest and be moretgage free sooner. Homeowners have overpaid their mortgages by a record £6.7 billion The jump is likely to have been triggered by rising interest rates,
How you can save on your mortgage regardless of the interest rate Read More »
Most landlords are in favour of the introduction of the Decent Homes Standard, the biggest shake up in the private rented sector for 30 years. 74% of landlords also expressed frustration with the lack of action taken against rogue landlords, saying local authorities should do more to drive out those who let sub-standard homes The
60% of Landlords support new standards for rented homes Read More »
When purchasing a home, you will often require a survey, this is to confirm with you lender/bank that the property you are purchasing meets the value of the price you are paying for it. This gives the bank protection as the loan is equivalent to the properties value less the 5%-25% of your deposit. Here
Survey concerns and what they mean Read More »
If you are looking to get yourself on the property ladder as many other people are, or perhaps you just want to put some money aside, we have you covered. Open a high interest current account/savings account Switch to a more affordable energy provider Turn thermostat to between 18°C and 21°C Draught proof windows &
How to save in the middle of a cost of living crisis Read More »
With higher mortgage rates and increased cost of living pressures many households will find this budget focuses on encouraging the economy and jobs. The Spring budget only had a few things affecting the housing market. Stamp duty is remains unchanged and we expect this to be the case until 2025. Landlords now have a lower
Spring budget, how does this affect you? Read More »
The government recently discontinued their help to buy scheme that allowed first time buyers to purchase a home with 5% deposit, however not all is lost as other schemes have come it’s absence. Shared ownership: if you cannot afford the entire deposit for a home, it can be possible to attain ownership between 10%-75%, you
What help to buy options are there? Read More »
New build homes save homeowners more than £3000 a year on energy bills, whilst upgrading an older home to the same standard can be very expensive. Around 85% of new build houses and flats have an Energy Performance Certificate rating of A or B, compared with just 4% of existing older homes More than half
New build or upgrade your existing home? Read More »
With many people throughout the UK still struggling through the global cost of living crisis. The government is still offering further support and advice to help you get through this. Cost of living payments: aimed to help those on low income, benefits or tax credits. Energy saving advice: these small changes can add up throughout
Help for Households – What is available to you right now! Read More »
With the government reassessing the help to buy schemes available, with a view to bring new opportunities allowing people to own their home. Whilst waiting on the government Fairview homes have come up with a solution to help first time buyers get onto the property ladder and this makes perfect business sense in a market
Save to Buy; what if your rent became your deposit? Read More »
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